Wikipedia says the following:

The use of the common names frog and toad has no taxonomic justification. From a classification perspective, all members of the order Anura are frogs, but only members of the family Bufonidae are considered “true toads”. The use of the term frog in common names usually refers to species that are aquatic or semi-aquatic and have smooth, moist skins; the term toad generally refers to species that are terrestrial with dry, warty skins. There are numerous exceptions to this rule. The European fire-bellied toad (Bombina bombina) has a slightly warty skin and prefers a watery habitat whereas the Panamanian golden frog (Atelopus zeteki) is in the toad family Bufonidae and has a smooth skin.