In the era of ‘smart’ phones most people have what they need, other than the equivalent of a Windows installation cd (as others have said probably on a bootable usb these days).

But I think all of the user beginner friendly distributions have a gui settings and package manager that isn’t inherently more difficult than windows straight out of the box (and is probably more straightforward). Macs are presumably marginally more stable due to the consistent hardware, but I have only ever had an issue with quite esoteric wifi and graphics cards, and not for a long time.