Not mine but this is actually what I did too.
I said I plan to charge back on my credit card. They threatened that if I did that, they can’t promise my account wouldnt be flagged.
I said “bet” and they removed the cancellation fee and cancelled the service.
The best thing is that you do not need some crazy cryptocurrency for this functionality. You can just use bank transfer.
Can’t like, both banks involved 100% see the transaction tho? That’s different from Monero where no one knows that
You can only revert a transaction if it leaves a paper trail.
Maybe I’m too dumb for this, but doesn’t it very much leave a trail? Enough for one party to at least go to their bank in a fake panic saying “help I accidentally sent money to this person please revert this”. Note that hasn’t ever happened to me or anyone I know so dunno if its even possible