Honestly depends on what are you going to do with your PC.
PC’s have become really powerfull over the past years and with only a 2020 PC build can overkill a lot of stuff even in terms of servers.
As i said it, it will come to the factor of what are you going to do. Unfortunately the 2020 build are not going to “cut” well in terms of gaming.
Finally linux developers started to understand a bit of “make an app great and keep it like that”.
Usually linux has parcour in terms of apps.