So basically, the cost of ‘going to the doctor’ needs to be assumed to be at least $3000.
And that’s after you’ve already paid multiple thousands of dollars per year in premiums (remember: you pay for the whole premium, including the “employer portion” which would’ve been extra salary if the employer didn’t have to pay it on your behalf).
While I agree, I wouldn’t expect my salary to grow to include the health insurance costs; that’d totally end up just being rolled into taxes to pay for the/a universal option and not be money I suddenly got paid.
But yes, it’s $3000 after the ~$6000 for the insurance, so let’s say the cost of being insured with insurance that covers anything at all in the US is, basically, $10,000 a year.
that’d totally end up just being rolled into taxes
That’d partially get rolled into your taxes. Without the need to extract profit – and even more importantly, without the ridiculous inefficiency of having all the insurance middlemen – the taxes needed to provide the same quality of service would be vastly cheaper than what we’re paying now.
And that’s after you’ve already paid multiple thousands of dollars per year in premiums (remember: you pay for the whole premium, including the “employer portion” which would’ve been extra salary if the employer didn’t have to pay it on your behalf).
While I agree, I wouldn’t expect my salary to grow to include the health insurance costs; that’d totally end up just being rolled into taxes to pay for the/a universal option and not be money I suddenly got paid.
But yes, it’s $3000 after the ~$6000 for the insurance, so let’s say the cost of being insured with insurance that covers anything at all in the US is, basically, $10,000 a year.
That’d partially get rolled into your taxes. Without the need to extract profit – and even more importantly, without the ridiculous inefficiency of having all the insurance middlemen – the taxes needed to provide the same quality of service would be vastly cheaper than what we’re paying now.